SNOW LOAD ALERT – PROTECT YOUR ROOF The unprecedented snow load on roofs in the Northeast in recent past has led to some building damage and collapse. According to reports from several localities, schools, churches, commercial and residential buildings, carports and awnings have been affected. As the next series of winter storms moves into the region, property owners and residents …
Managing Workers’ Compensation costs through Claims Management
For high risk industries such as manufacturing and construction, Workers’ Compensation insurance is a big portion of the P&L Statement – right behind payroll and employee benefits. Containing costs starts with mitigation and follows through to managing the claims process. Let’s start at the beginning – the new hire. Best in class companies have well established employment practices, pre-hire screenings, …
Workers’ Comp Fraud: How Social Media Plays a Role
Workers’ compensation fraud costs at an estimated $7.2 billion a year, according to the National Insurance Crime Bureau. But how do you know if a claim is fraudulent? There are several warning signs. Some include Monday morning reports of an injury that happened the previous week, conflicting descriptions of how the injury occurred, or no witnesses and a repeated history …
Managing Your Organization’s Volunteers
Millions of volunteers donate their time and hard work year after year for non-profit organizations, and are considered a tremendous resource for the organization. Without these volunteers, many organizations wouldn’t be able to run programs, service their communities, or provide vital resources to their clients. However, even though volunteers may mean well, there are cases of volunteers causing harm due …
Are Independent Insurance Agency startups a dying Breed?
I’ve been in the insurance world my entire career. I’ve seen a lot of changes. “Back in the day” it was fairly easy to hang up a sign and open an insurance agency. There weren’t a ton of startup costs. Technology was fairly non-existent. There were no computers, no management systems – you had files, phones, and typewriters – and …
Tips for Summer Heat
We look forward to the summer season, but sometimes forget that we also need to make sure we take care of ourselves and homes during this weather. Here are some great tips to keep yourself and your home cool from the summer heat. For You: Be sure to keep sunblock handy and apply regularly Wearing a hat can help avoid sunburn and …
Brush Up On Your Motorcycle Safety
It’s prime riding season, so we wanted to give you a reminder on some good safety points for experienced and new riders. Read these great tips Safeco. Be Prepared. Be Protected. You’re no kid and that’s no 10-speed. To stay safe, you need complete command of your motorcycle and the best safety gear you can get. Next time you’re heading for …
The Uber Insurance Gap That Could Cost You Big
As many of you already know, Uber is a smartphone app that pairs riders with people who will give them a ride, similar to a taxi. These drivers are registered and have to maintain a score of 4.6/5 to keep their status as a driver, and often provide perks like free bottled water, cell phone chargers, and don’t accept tips. …