SNOW LOAD ALERT – PROTECT YOUR ROOF

In Business, Business Insurance, High Net Worth Insurance, Home Insurance, Must Read, Personal Insurance by Augusto Russell

SNOW LOAD ALERT – PROTECT YOUR ROOF The unprecedented snow load on roofs in the Northeast in recent past has led to some building damage and collapse. According to reports from several localities, schools, churches, commercial and residential buildings, carports and awnings have been affected. As the next series of winter storms moves into the region, property owners and residents …

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Sewer backup in your home

In High Net Worth Insurance, Home Insurance by Jessica Ramos

Sewer backups in your home are something none of us want to even think about.  The havoc it can cause on your home is unthinkable. It can cause thousands of dollars in damage.  This article from the Insurance Information Institute does a good job covering the information regarding causes of sewer backups.  CAUSES OF SEWER BACKUP  Aging Sewer Systems: The Civil Engineering Research …

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Insuring Personal Watercraft

In High Net Worth Insurance, Home Insurance, Personal Insurance, Watercraft Insurance by Amy Giel

Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal watercraft policy covers: Bodily injury Property damage Guest passenger liability Medical payments Theft Typical policies include deductibles of $250 for property damage, $500 …

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Backyard Safety Tips

In High Net Worth Insurance, Home Insurance, Personal Insurance by Kristin Guglielmo

Many of us are turning to our backyards as a “staycation” versus traveling too far.  We’ve turned our backyard’s into an oasis that can be a lot of fun for the whole family. You also want to make sure that the backyard stays fun and free of danger.  Here are some tips to keep that backyard safe. The Pool Many …

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3 Main Ways Lightning Enters Homes & Buildings

In Business, Business Insurance, High Net Worth Insurance, Home Insurance, Personal Insurance by Kristin Guglielmo

A house or other substantial building offers the best protection from lightning. In assessing the safety provided by a particular structure, it is more important to consider what happens if the structure gets struck by lightning, rather than whether the structure will be hit. For a shelter to provide protection from lightning, it must contain a mechanism for conducting the …

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Home Maintenance: Is Your Home Speaking To You?

In High Net Worth Insurance, Home Insurance, Personal Insurance by Jessica Ramos

Is your home giving you signs there are underlying issues that you need to address before they get worse.  Are you hearing strange sounds, getting funny odors or even some visual clues you might be ignoring? Pay attention to the early warning signs your home is giving you to help with diagnosing common home issues.  Here are a few clues and fixes …

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When is the last time you changed your password?

In Business, Business Insurance, Cyber Liability, High Net Worth Insurance, Home Insurance by Wink Tharpe

A recent article from NBCNEWS discusses the recent breach from a Russian crime ring, where they have stolen 1.2 billion username and password combos and more than 500 million email addresses.  These numbers are staggering, which likely means you could be one of them on this list. Given the scope, it’s a smart decision to change your passwords on your accounts immediately …