In Business, Business Insurance, High Net Worth Insurance, Home Insurance, Must Read, Personal Insurance by Augusto Russell

SNOW LOAD ALERT – PROTECT YOUR ROOF The unprecedented snow load on roofs in the Northeast in recent past has led to some building damage and collapse. According to reports from several localities, schools, churches, commercial and residential buildings, carports and awnings have been affected. As the next series of winter storms moves into the region, property owners and residents …

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Managing Workers’ Compensation costs through Claims Management

In Business, Business Insurance, Manufacturing, Must Read by Andy Lerner

For high risk industries such as manufacturing and construction, Workers’ Compensation insurance is a big portion of the P&L Statement – right behind payroll and employee benefits.  Containing costs starts with mitigation and follows through to managing the claims process. Let’s start at the beginning – the new hire.  Best in class companies have well established employment practices, pre-hire screenings, …

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Workers’ Comp Fraud: How Social Media Plays a Role

In Business, Business Insurance, Manufacturing, Must Read by Andy Lerner

Workers’ compensation fraud costs at an estimated $7.2 billion a year, according to the National Insurance Crime Bureau. But how do you know if a claim is fraudulent? There are several warning signs. Some include Monday morning reports of an injury that happened the previous week, conflicting descriptions of how the injury occurred, or no witnesses and a repeated history …

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Managing Your Organization’s Volunteers

In Business, Business Insurance, Culture, Employee Benefits, Must Read, Non Profits by Augusto Russell

Millions of volunteers donate their time and hard work year after year for non-profit organizations, and are considered a tremendous resource for the organization. Without these volunteers, many organizations wouldn’t be able to run programs, service their communities, or provide vital resources to their clients. However, even though volunteers may mean well, there are cases of volunteers causing harm due …

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3D Scanning – is it the New Manufacturing Quality Control Process?

In Business, Business Insurance, Manufacturing by Kate Houlihan

We work quite a bit within the manufacturing world, helping with supply chain management, loss control and risk management.  In any business, Cash is King and Quality Control is a close second. When problems aren’t caught, recalls happen, inventory is lost and so do profit margins. Whether you’re manufacturing your millionth ball bearing or your first foam seat cushion, your …

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The Tech Savvy Construction Site – Should we worry about Smart Wearables?

In Business, Business Insurance by Kristin Guglielmo

From using smartphones and tablets for viewing plans and managing schedules to using drones for mapping and surveying, today’s construction sites have transformed and are no longer the “blue collar” industry of yesteryear. Add in “smart” buildings becoming the standard and wearable devices aimed at improving safety – technology has invaded the industry and we don’t see it leaving any …

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Is Your Business Prepared for An Emergency?

In Business, Business Insurance by Jill Berquist

You never know when an emergency might arise.  Has your business made a plan if one was to happen?  Do your employees know what to do if there was an emergency?  It’s not something we often stop to consider, but we all should have an emergency preparedness plan for our businesses. According to there are five steps in developing a preparedness …

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Tips for Summer Heat

In Business, Business Insurance, Must Read, Personal Insurance by Michelle Hinkley

We look forward to the summer season, but sometimes forget that we also need to make sure we take care of ourselves and homes during this weather.  Here are some great tips to keep yourself and your home cool from the summer heat. For You: Be sure to keep sunblock handy and apply regularly Wearing a hat can help avoid sunburn and …