SNOW LOAD ALERT – PROTECT YOUR ROOF

In Business, Business Insurance, High Net Worth Insurance, Home Insurance, Must Read, Personal Insurance by Augusto RussellLeave a Comment

SNOW LOAD ALERT – PROTECT YOUR ROOF The unprecedented snow load on roofs in the Northeast in recent past has led to some building damage and collapse. According to reports from several localities, schools, churches, commercial and residential buildings, carports and awnings have been affected. As the next series of winter storms moves into the region, property owners and residents …

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The Holiday Fraud Alert

In Cyber Liability, Holidays, Home Insurance by Kristin GuglielmoLeave a Comment

Christmas is supposed to be the most wonderful time of the year but sometimes bad things happen.   I am one of those people who always see the best in people but we also need to beware.   There are different types of holiday fraud that you need to be aware of. Holiday Gift-return scam Identity Theft Loan Frauds Mobile Payment fraud …

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Christmas Tree Safety

In Holidays, Home Insurance, Personal Insurance by Kristin GuglielmoLeave a Comment

If you haven’t already, you’ll be putting up your Christmas Tree very soon.  We want to make sure you properly care for your tree and avoid any potential fire risks associated with Christmas Trees. We found some valuable information from National Fire Protection Association that states, U.S. fire departments responded to an estimated annual average of 210 home structure fires that began with Christmas trees in …

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Sewer backup in your home

In High Net Worth Insurance, Home Insurance by Jessica RamosLeave a Comment

Sewer backups in your home are something none of us want to even think about.  The havoc it can cause on your home is unthinkable. It can cause thousands of dollars in damage.  This article from the Insurance Information Institute does a good job covering the information regarding causes of sewer backups.  CAUSES OF SEWER BACKUP  Aging Sewer Systems: The Civil Engineering Research …

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Insuring Personal Watercraft

In High Net Worth Insurance, Home Insurance, Personal Insurance, Watercraft Insurance by Amy GielLeave a Comment

Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal watercraft policy covers: Bodily injury Property damage Guest passenger liability Medical payments Theft Typical policies include deductibles of $250 for property damage, $500 …

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Keep Your Home Safe During Vacation

In High Net Worth Insurance, Home Insurance, Personal Insurance by Alena CroftLeave a Comment

Yes, it’s vacation time.  The warm weather is here, long holiday weekends and it’s time to take a few vacations this summer.  Burglars are also looking forward to you taking a vacation. Is your home an easy target for burglars? Research shows that if it takes more than four or five minutes to break into a home, the burglar will go elsewhere. …

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3 Main Ways Lightning Enters Homes & Buildings

In Business, Business Insurance, High Net Worth Insurance, Home Insurance, Personal Insurance by Kristin GuglielmoLeave a Comment

A house or other substantial building offers the best protection from lightning. In assessing the safety provided by a particular structure, it is more important to consider what happens if the structure gets struck by lightning, rather than whether the structure will be hit. For a shelter to provide protection from lightning, it must contain a mechanism for conducting the …

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Home Maintenance: Is Your Home Speaking To You?

In High Net Worth Insurance, Home Insurance, Personal Insurance by Jessica RamosLeave a Comment

Is your home giving you signs there are underlying issues that you need to address before they get worse.  Are you hearing strange sounds, getting funny odors or even some visual clues you might be ignoring? Pay attention to the early warning signs your home is giving you to help with diagnosing common home issues.  Here are a few clues and fixes …