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Sewer backup in your home

In High Net Worth Insurance, Home Insurance by Jessica Ramos0 Comments

Sewer backups in your home are something none of us want to even think about.  The havoc it can cause on your home is unthinkable. It can cause thousands of dollars in damage.  This article from the Insurance Information Institute does a good job covering the information regarding causes of sewer backups.  CAUSES OF SEWER BACKUP  Aging Sewer Systems: The Civil Engineering Research …

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Is Your Business Prepared for An Emergency?

In Business, Business Insurance by Jill Berquist0 Comments

You never know when an emergency might arise.  Has your business made a plan if one was to happen?  Do your employees know what to do if there was an emergency?  It’s not something we often stop to consider, but we all should have an emergency preparedness plan for our businesses. According to Ready.gov there are five steps in developing a preparedness …

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Insuring Personal Watercraft

In High Net Worth Insurance, Home Insurance, Personal Insurance, Watercraft Insurance by Amy Giel0 Comments

Personal watercraft are not generally covered by homeowners or auto insurance, and where they are, the coverage limits can be fairly low. You may need to purchase a specifically designed policy in order to insure these vessels. The personal watercraft policy covers: Bodily injury Property damage Guest passenger liability Medical payments Theft Typical policies include deductibles of $250 for property damage, $500 …

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Keep Your Home Safe During Vacation

In High Net Worth Insurance, Home Insurance, Personal Insurance by Alena Croft0 Comments

Yes, it’s vacation time.  The warm weather is here, long holiday weekends and it’s time to take a few vacations this summer.  Burglars are also looking forward to you taking a vacation. Is your home an easy target for burglars? Research shows that if it takes more than four or five minutes to break into a home, the burglar will go elsewhere. …

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3 Main Ways Lightning Enters Homes & Buildings

In Business, Business Insurance, High Net Worth Insurance, Home Insurance, Personal Insurance by Kristin Guglielmo0 Comments

A house or other substantial building offers the best protection from lightning. In assessing the safety provided by a particular structure, it is more important to consider what happens if the structure gets struck by lightning, rather than whether the structure will be hit. For a shelter to provide protection from lightning, it must contain a mechanism for conducting the …

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Brush Up On Your Motorcycle Safety

In Car Insurance, Must Read, Personal Insurance, Recreational Vehicles by Jessica Ramos0 Comments

It’s prime riding season, so we wanted to give you a reminder on some good safety points for experienced and new riders. Read these great tips Safeco. Be Prepared. Be Protected. You’re no kid and that’s no 10-speed. To stay safe, you need complete command of your motorcycle and the best safety gear you can get. Next time you’re heading for …