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The Holiday Fraud Alert

In Cyber Liability, Holidays, Home Insurance by Kristin Guglielmo0 Comments

Christmas is supposed to be the most wonderful time of the year but sometimes bad things happen.   I am one of those people who always see the best in people but we also need to beware.   There are different types of holiday fraud that you need to be aware of. Holiday Gift-return scam Identity Theft Loan Frauds Mobile Payment fraud …

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Christmas Tree Safety

In Holidays, Home Insurance, Personal Insurance by Kristin Guglielmo0 Comments

If you haven’t already, you’ll be putting up your Christmas Tree very soon.  We want to make sure you properly care for your tree and avoid any potential fire risks associated with Christmas Trees. We found some valuable information from National Fire Protection Association that states, U.S. fire departments responded to an estimated annual average of 210 home structure fires that began with Christmas trees in …

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Managing Workers’ Compensation costs through Claims Management

In Business, Business Insurance, Manufacturing, Must Read by Andy Lerner0 Comments

For high risk industries such as manufacturing and construction, Workers’ Compensation insurance is a big portion of the P&L Statement – right behind payroll and employee benefits.  Containing costs starts with mitigation and follows through to managing the claims process. Let’s start at the beginning – the new hire.  Best in class companies have well established employment practices, pre-hire screenings, …

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Workers’ Comp Fraud: How Social Media Plays a Role

In Business, Business Insurance, Manufacturing, Must Read by Andy Lerner0 Comments

Workers’ compensation fraud costs at an estimated $7.2 billion a year, according to the National Insurance Crime Bureau. But how do you know if a claim is fraudulent? There are several warning signs. Some include Monday morning reports of an injury that happened the previous week, conflicting descriptions of how the injury occurred, or no witnesses and a repeated history …

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Managing Your Organization’s Volunteers

In Business, Business Insurance, Culture, Employee Benefits, Must Read, Non Profits by Augusto Russell0 Comments

Millions of volunteers donate their time and hard work year after year for non-profit organizations, and are considered a tremendous resource for the organization. Without these volunteers, many organizations wouldn’t be able to run programs, service their communities, or provide vital resources to their clients. However, even though volunteers may mean well, there are cases of volunteers causing harm due …

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3D Scanning – is it the New Manufacturing Quality Control Process?

In Business, Business Insurance, Manufacturing by Kate Houlihan0 Comments

We work quite a bit within the manufacturing world, helping with supply chain management, loss control and risk management.  In any business, Cash is King and Quality Control is a close second. When problems aren’t caught, recalls happen, inventory is lost and so do profit margins. Whether you’re manufacturing your millionth ball bearing or your first foam seat cushion, your …

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The Tech Savvy Construction Site – Should we worry about Smart Wearables?

In Business, Business Insurance by Kristin Guglielmo0 Comments

From using smartphones and tablets for viewing plans and managing schedules to using drones for mapping and surveying, today’s construction sites have transformed and are no longer the “blue collar” industry of yesteryear. Add in “smart” buildings becoming the standard and wearable devices aimed at improving safety – technology has invaded the industry and we don’t see it leaving any …

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Are Independent Insurance Agency startups a dying Breed?

In Business, IPG Member Agency, Must Read by Kate Houlihan0 Comments

I’ve been in the insurance world my entire career. I’ve seen a lot of changes. “Back in the day” it was fairly easy to hang up a sign and open an insurance agency. There weren’t a ton of startup costs. Technology was fairly non-existent. There were no computers, no management systems – you had files, phones, and typewriters – and …

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Sewer backup in your home

In High Net Worth Insurance, Home Insurance by Jessica Ramos0 Comments

Sewer backups in your home are something none of us want to even think about.  The havoc it can cause on your home is unthinkable. It can cause thousands of dollars in damage.  This article from the Insurance Information Institute does a good job covering the information regarding causes of sewer backups.  CAUSES OF SEWER BACKUP  Aging Sewer Systems: The Civil Engineering Research …